Outbank - Money Manager App

Outbank – The all-in-one finance app for individuals, freelancers, and small businesses.
Manage your bank accounts, contracts, insurance policies, and budgets in one app — ad-free, encrypted, and completely private.

Whether you are managing personal or business accounts, Outbank helps you stay in control of your finances.

YOUR MONEY. YOUR DATA.
Your financial data belongs to you — and no one else. Outbank stores your data directly on your device. The app communicates directly with your financial providers — no external servers, no tracking, no profiling, and no saving of data.

Outbank is for you if:
- You manage multiple accounts (personal and/or business)
- You want 100% privacy and data security
- You want to budget smarter and save more

ALL ACCOUNTS IN ONE APP
Connect all your accounts and track everything in one place. Outbank supports 4,500+ banks and financial providers in Germany, Austria, and Switzerland.

* Checking accounts, savings accounts, credit cards, investment portfolios, stocks, and financial services such as PayPal, Klarna, Bitcoin, and Amazon
* Debit cards, Visa, MasterCard, American Express, Amazon Credit Card
* Loyalty cards such as Miles & More, BahnBonus, and Payback
* Insurance policies
* Offline accounts for expense management, household budgets, cryptocurrencies, and precious metals
* Notifications about new transactions
* Currency conversion for foreign and cryptocurrencies

PAYMENTS
Send money directly from the app – quickly and reliably.
* SEPA transfers & instant payments, scheduled payments, standing orders, direct debits
* Wear OS Supported: photoTAN & QR-TAN approval via the Outbank app on your Wear OS Smartwatch
* Pay invoices via QR code or scan invoices directly
* Request money from friends and clients
* Payment templates & payment history

SMART FINANCIAL PLANNING
Overview your fixed costs, identify savings potential, and know how much money is left at the end of the month
* Automatically detect and manage fixed costs (e.g., utilities, insurance, phone, streaming subscriptions, etc.)
* Manually add contracts and insurance policies
* Get reminders of notice periods
* Set budgets to track your spending
* Define savings goals and monitor your progress

INSIGHTS & REPORTS
Understand exactly where your money goes.
* Visual breakdowns of income, expenses, and assets
* Automatic categorization of transactions
* Create custom tags, categories, and category rules
* Build fully personalized reporting cards

BUSINESS FEATURES
The Business Subscription offers features specifically designed for the needs of freelancers, self-employed professionals, and small businesses:
* Access to business-only financial providers and accounts
* Collective transfers and purpose-specific payments (e.g., for payroll)
* Request money via EPC-compliant QR codes from clients
* Transaction export (PDF or CSV) without branding
* Amazon Business integration with direct invoice export (PDF)

ADDITIONAL FEATURES
* Transaction export (PDF & CSV)
* Import from banking portals and other finance apps
* Save & restore data with local backups
* ATM locator
* Card blocking

MULTIBANKING
Outbank supports more than 4,500 banks in Germany, Austria, and Switzerland including Sparkasse, Volksbank, ING, Commerzbank, Comdirect, Sparda Bank, Deutsche Bank, Postbank, Haspa, Consors Finanz, Unicredit, DKB, Raiffeisenbanken, Airplus, Bank of Scotland, BMW Bank, Fidor Bank, Ikano Bank, KfW, Santander, Targobank, Signal Iduna, Bank Norwegian, VolkswagenBank, C24, Finom, Qonto, DAB Bank, TF Bank, flatexDEGIRO, Fidor, Monese, Mintos, SWK Bank, DWS Investments, Hanseatic Bank, Tomorrow Bank, GLS Bank, HVB, Apobank. Digital financial services like PayPal, Klarna, Shoop or digital wallets like Trade Republic, Binance, Bitcoin.de, Ethereum, Kraken, and Coinbase are integrated. We also enable the management of Amazon accounts as well as credit cards such as Visa, American Express, Mastercard, Barclaycard, ADAC, and IKEA — and many more.